Finance
When considering your next ride in Coatesville, Pottstown, Reading, or Lancaster, Pennsylvania, it’s also essential to consider the financing you’ll pursue.
Whatever type of loan you want to explore or where your financial situation might be, the Jim Sipala Kia of Coatesville team wants to help you. Learn all about what we can offer with our Kia financing center!
Our Kia Finance Center
When you’re going through the process of choosing that next Kia car, you know that financing is the final step before taking the model home. We strive to streamline the new or pre-owned car-shopping experience.
Our team of expert financial professionals will carefully explain the financing process in a transparent manner so you know what to expect when it comes to the first payment and the last. We’ll go over the different options that you have in front of you, thanks to our relationships with various banks and lenders from throughout the nation.
Whether you are buying or leasing the Kia vehicle, our finance team will lay the groundwork so you can pick the option that best fits your lifestyle.
Buying vs Leasing a Kia
The two primary options when it comes to financing are buying and leasing. You’ll need to decide which one is the right fit for you.
Leasing is ideal for those who want to drive a ride for a short period without ownership responsibilities. There is typically a lower down payment on the Kia vehicle, and you have the flexibility to upgrade down the line.
If you want to own a Kia, a loan is the way to go. Financing through a loan helps you pay off the overall value in monthly installments. This makes the model yours for as long as you wish, meaning you can drive it however you like.
Rolling Promotions and Specials
We offer special financing offers designed to provide you with the payment plan that best suits your needs, from leasing to financing.
When you choose to pursue your Kia with us, we invite you to explore our different rolling promotions and specials, offering potential such as:
- Savings for specific payment plans
- Incentives for different Kia models
- Special leasing contracts & more
To take advantage of our special financing offers, speak with our knowledgeable finance specialists, who will guide you through the options. They will help you understand the terms, eligibility criteria, and specific requirements for each offer. We are committed to providing transparent information so you can make an informed decision.
Kia Online Shopping
When you want to stay cozy at home while shopping, check out our convenient Internet Express Buying service. This platform allows you to follow a simple and streamlined process to find, finance, and even receive delivery of your new Kia. Get started simply by:
- Browse Our Inventory: Visit our website to explore our extensive inventory of new and pre-owned Kia vehicles. You'll find detailed information, photos, and pricing for each ride, helping you make an informed decision.
- Customize Your Options: Use our intuitive online tools to customize your Kia vehicle preferences. Adjust features, select trim levels, and add optional packages to create your ideal Kia.
- Value Your Trade-In: If you have a current ride you'd like to trade in, take advantage of our online trade-in valuation tool. Provide the necessary details about your model, and we'll provide you with an estimate of its value.
- Get Pre-Qualified for Financing: Take the next step by potentially getting pre-qualified for financing through our secure online finance application. Our finance team will review your application and provide financing options tailored to your needs.
- Schedule Delivery: Once you've found the perfect Kia and completed the necessary steps, it's time to schedule the delivery of your model. We offer convenient delivery options, bringing your new Kia to your doorstep.
Our dedicated team of experts is available to assist you through each step. If you have any questions or need guidance, contact our knowledgeable staff, who will provide personalized assistance and ensure a smooth buying experience.
Online Finance Application
Our convenient online finance application makes financing your dream Kia car simple. With our user-friendly online finance application, you can take control of your financing from the comfort of your home. Here's why you'll love our online finance application:
- Streamlined Process: Our application is designed to be straightforward. Just provide the necessary information, submit your application, and our finance team will handle the rest.
- Convenience: With our online application, you can apply for financing anytime that suits you, day or night. You can also stay nice and snug at home.
- Secure and Confidential: We understand the importance of your privacy and data security, which is why online finance applications are secure. We treat your information with the utmost confidentiality.
Take the first step toward your new Kia today by completing our online finance application. It's the quickest and most convenient way to start your financing journey.
Value Your Trade
Are you looking to upgrade your current model? We’re ready to help you trade in your old ride and apply its value toward purchasing a new Kia.
Use our online tool, courtesy of CARFAX®, to learn the estimated market value of your on-road companion. To get started, simply input information about the model, such as:
- License plate number
- VIN
- Make and model
Once you know what your current ride might be worth on the open market, our team can put the value towards your next ride.
It’s time to get a fair trade for your ride. Contact our team today to learn more about how we can help.
Visit Our Kia Financing Center Today
Start the Jim Sipala Kia of Coatesville financing process today when you contact our Kia financing center.
We aim to ensure you have the right payment plan to support your commutes near Coatesville, Pottstown, Reading, and Lancaster, PA. Get started on an online application, and we can help you get on the road!
| Monday | 8:30AM - 8:00PM |
| Tuesday | 8:30AM - 8:00PM |
| Wednesday | 8:30AM - 8:00PM |
| Thursday | 8:30AM - 8:00PM |
| Friday | 8:30AM - 8:00PM |
| Saturday | 8:30AM - 6:00PM |
| Sunday | Closed |
| Monday | 7:30AM - 5:00PM |
| Tuesday | 7:30AM - 5:00PM |
| Wednesday | 7:30AM - 5:00PM |
| Thursday | 7:30AM - 5:00PM |
| Friday | 7:30AM - 5:00PM |
| Saturday | 7:30AM - 4:00PM |
| Sunday | Closed |
| Monday | 7:30AM - 5:00PM |
| Tuesday | 7:30AM - 5:00PM |
| Wednesday | 7:30AM - 5:00PM |
| Thursday | 7:30AM - 5:00PM |
| Friday | 7:30AM - 5:00PM |
| Saturday | 7:30AM - 4:00PM |
| Sunday | Closed |
Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.